Some people only think about insurance when they are filing a claim, but by then it may already be too late. Finding the correct insurance company and policy is McLean Hallmark’s number one priority for all our clients because we know that signing the wrong trucking insurance policy can be a massive waste of money.
Shopping for trucking insurance can be confusing
What are the key factors to consider when shopping for an insurance policy? Low price, low commitment, small deductible? These are all things that brokers consider, but coverage and protection will never be sacrificed for a cheaper rate. Our priority is making sure that in the event of an emergency, you have the tools to solve the problem and get business running again as quickly as possible. The problem is, there will always be a loud voice exclaiming, hands down, simple savings on insurance. But the truth is, there are many factors that determine cost, and nothing can be made certain until your company is examined and represented by your insurance broker.
As brokers, having access to adjusters and information in a timely manner is of great concern. Mclean Hallmark works with some of the top insurance companies across North America including The Guarantee Company of North America, which offers their clients access to a diverse network of services.
Things you should ask your broker
- Am I getting the best rate possible?
- How can I reduce my premiums through better practices?
- Does my insurance provider specialize in what I specialize in?
- How much experience does my insurance provider have in trucking?
- Is my insurance provider ready to handle a question or claim?
Trucking insurance isn’t just about paying out for damages and theft. When it comes to making a claim, having a quick response time is essential to get trucks back on the road with as little business interruption as possible. So, the better cross-Canada network an insurance provider has, the faster they can activate and provide service.
Your broker is there to help you
When an incident occurs, your insurance provider should be prepared. Your broker is your agent, offering advice and advocating on your behalf when something unforeseen happens. Your broker should ensure that upon the creation of your policy, you are working with the most appropriate insurer. With a broker from McLean Hallmark, you can rest assured that all your needs will be looked after and that in the event of a claim you will be taken care of.